How To Increase Credit Limit On A Merrick Bank Credit Card?

Merrick Bank Double Your Line® Credit Card

Overall menu rating

iii.7

from Credit Karma members

Near helpful positive review

Excellent menu for Fair Credit

Credit Karma Fellow member

Doubles your CL after beginning 3 on-time payments. That is a LOT faster than well-nigh cards! My initial CL was $750 @ 24% APR. $0 Annual fees. Got instant approval w 640 Vantage (640 Trans / 650 Equi, from scores here on CK). Card arrived half dozen days afterwards approval. Created login on their site, activated bill of fare, setup my alerts, autopay, requested ATM PIN etc, all super fast & easy. Got gas w the carte du jour, paid it off before statement date and then no interest. Echo 2 more times, bam......double CL to $1500. The Double CL does not take place instantly. But it will show up within 60 days of your 3rd on-time payment. Cracking card for quickly increasing your overall available Credit & decreasing your overall % of credit used (CU). My wife & I both apped & got approved on the aforementioned day. I will put it in rotation for a small purchase every 3-6 months to go along it active. Not an everyday card, still good to have.

Nearly helpful negative review

No limit increase

Credit Karma Member

first of all,I don't understand people low rating on this card only because their awarding got denied.Seems to me thats your consequence with your credit files/score. I'm giving this carte du jour one star due to the fact that almost 2 years of heavy apply and on time payment, no credit limit increase? If its refusing to grow with me I accept no choice but cancel it

Member ratings

All member reviews (253)

v stars

104

4 stars

3 stars

eight

2 stars

i stars

Bad

Credit Karma Member

Credit Karma say that I had a outstanding blessing rate for this card. I just applied for this card and my credit score went down 3 points. All they did was made my credit score go down without getting a card all lies.

Very proficient card to starting time rebuilding

Credit Karma Member

I really have no complaints on this card at all if I was going to pick anything to complain well-nigh information technology would exist the card Quality the start card y'all receive is very thin and cheap feeling but overall it's a very good card to have.

Credit score went downward soon every bit I practical for carte du jour.

Credit Karma Member

Credit Karma say that I had a outstanding approval rate for this bill of fare. Soon every bit I applied for bill of fare my credit score went down 4 points. 2 weeks afterward I got denied to get carte du jour. All they did was made my credit score go down without getting a card.

Long wait

Credit Karma Member

I have been on hold for 1 hour.... they hung upwards, I chosen back and been on hold for most 2 hours... I already don't similar this company

Simple enough, worth a shot

Credit Karma Fellow member

Idk about the whole credit increase inside ninety days merely I did get an electronic mail maxim my credit limit would double at the given date that would brand 7 months. I don't recollect my exact credit score when applying but I believe it was around 650s. I applied with little conviction. My credit isn't perfect and I have very piddling history at that. I had three inquires on my report besides. I had outstanding blessing odds. I was approved for 900 starting limit, no annual fee, and the lowest values for involvement. 23.45% for regular purchases, 28.45% for cash advances. The payments practise post a piddling late merely they at least testify the pending amount if not the current remainder. The app is easy enough to use and is great with making quick payments. This is my second card. The first was a secured card I got through self. Im loving it then far.

Bad Credit Carte du jour

Credit Karma Member

So I applied for this carte got approved for $700 credit line my credit dropped 3 points no big deal that'south going to happen when you apply for credit anyways I have had this menu over ii weeks now and my credit dropped 14 points not sure why I am getting negative reports from them only anyway I am canceling this bill of fare I have only used 17% this carte du jour won't assist you build credit instead it volition make it worse

Reviews Almost Scared Me Away

Credit Karma Member

I read the reviews of the card and well-nigh Merrick Banking concern, then many are negative! One reviewer fifty-fifty said they were unable to apple considering of their location. Well, that land is specifically listed equally not available on the application, so there's that… People likewise complained near not being able to make payments online and that purchases didn't show up immediately for the card… Ok, I was concerned nigh the payment thing, merely I know how to proceed rail of what I've spent (simple add-on). Then I applied, got approved for a $i,000 limit; no almanac fees, no other fees. Menu is slow getting to you, merely that could be postal system. I made a pocket-sized buy to test the problems I read virtually. It took a mean solar day for it to bear witness upwards on the website (I didn't bother with the app). I setup my banking information and scheduled a payment for the next mean solar day. The payment processed for 24 hours and so….went through. No issues at all! Everything worked every bit it was supposed to. So, I don't know what is happening for everyone else, but for me, no problems, no complaints.

Don't believe outstanding blessing odds

Credit Karma Member

Why say approval odds are outstanding if I'm non going to be approved?

Peachy Card

Credit Karma Fellow member

Outstanding run a risk of approval here on Credit Karma. Click of a push button and was approved $850 CL. My Credit is not high but i do pay my other Cards before due appointment and pay more than my minimum amount due so i judge that helped me get Merrick Thanks CK.

Why tell me I'k pre-approved?

Credit Karma Member

I have no negative history and was declined after pre-approval. What a waste of an research.

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